In this month of thanks, I have to just say how thankful I am for all my past and current clients. Without you I wouldn't have made it. This month marks Next Appraisal's 5 year anniversary. Only 15 more until retirement. :-)


I don't blog very much (as you can tell), but I do tweet!

Follow me on Twitter.

Steven Gray conducts residential real estate appraisals in Alameda County and Contra Costa county.

Our new address: 1271 Washington Ave. #128; San Leandro, CA 94577

We now have a second office located in Alameda county! Our additional location is:

1271 Washington Ave. #128

San Leandro, CA 94577

We continue to also work out of our Contra Costa county office located at:

15501 San Pablo Ave. #G195

Richmond, CA 94806

Our phone number remains the same: (510) 867-7292

It's been a TERRIFIC start to 2012 and we're keeping the momentum going forward full steam so call us for your Next Appraisal!

Spammers have discovered how to use a la mode's blog feature. I apologize if any spam got through, I'm banning them as quickly as I can to prevent them from posting here.

With interest rates well below 4%, the appraisal business has never been better.

Steven Gray performs home appraisals in Alameda county and Contra Costa county.

We're now on Twitter! Follow #NextAppraisal

An article from the Wall Street Journal discussing what living breathing appraisers already know: Computerized appraisals (i.e. AVM's) are WRONG more often than they are right. is terrible in most neighborhoods.

Nothing can take the place of a real person, with the knowledge and experience of the neighborhood and market trends, acting under no pressure, to appraise real property.

Here's the article:

BTW, my New Year's resolution is to blog more. :-o

Next Appraisal / Steven Gray appraises residential properties in the Contra Costa and Alameda county cities of Richmond, San Pablo, El Cerrito, Albany, Hercules, Pinole, Walnut Creek, Oakland, Union City...

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Next Appraisal is now on Twitter!

Follow us @NextAppraisal

We wanted to announce and warmly greet the newest teammate to Next Appraisal, Celeste Lee-Wong. Celeste will be working as a part-time typist and data entry person for the near future. Celeste worked as an appraiser trainee a few years ago but suffered the loss of her position when the real estate business fell through the floor and unfortunately was not able to get her appraiser license. She remains passionate about appraising and looks forward to slowly working her way back into this awesome profession.

Welcome Celeste! We hope that we learn a great deal from each other! :-)

So, the business agreement (not a law) that was known as the Home Valuation Code of Conduct is sunsetting this month.

In response to this sunsetting, Fannie Mae has developed their own appraiser independence requirements to take it's place and is essentially the same as the HVCC. The new requirements are clearer to read and understand. The rules still prohibit anyone who receives commission from a loan from ordering an appraisal. It does not prohibit mortgage company staff from ordering appraisals as long as there are rules/firewall in place that sperate those originating loans from those ordering appraisals.

Here's the link to the new Fannie Mae requirements.


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The final draft of the HVCC has been released. It's all good from what I can decipher.

Read it for yourself here:

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Porch Light Appraisal's investments in appraisal training and technology mean faster appraisal turn times for you & lower costs for everyone.


Washington State Certified Appraiser, Appraisal Institute SRA Designation, FHA approved to appraise HUD insured properties. We have a passion for real estate valuation!

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Visa, MasterCard, and Discover cards accepted via Square, 24/7 access to appraisal orders placed online - including status & PDF download.

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Porch Light Appraisal, Inc.

800 NE Tenney Rd,

Suite 110-540,

Vancouver, WA 98685

Phone. 360-474-4147


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